Terms & Conditions
The rules for using the site and its services.
Last updated: 14 October 2026.
1. Who we are and scope
AfricanDividends.com is operated by the operator of AfricanDividends.com ("we"). These terms govern your access to and use of the site and related services (free account, watchlist, alerts, newsletter, Premium). By creating an account or using the site you accept them.
2. Information only, not advice
AfricanDividends publishes dividend data for information, research and education. Nothing on the site is investment, legal or tax advice, a personal recommendation, or an offer to buy or sell securities. We are not an investment adviser or an investment services provider. Check every figure against the official company or exchange announcement and speak to a licensed professional before you decide. Past performance, estimated yields and historical dividends are not a guide to future results; investing carries a risk of losing capital.
3. Accuracy of the data
Data is compiled from public sources and entered manually. Despite our care it may be incomplete, late or wrong, and the share prices used to estimate yields may be out of date. The site is provided "as is", with no guarantee of accuracy, completeness or uninterrupted availability.
4. Your account
You must give a valid email address and keep access to your account secure. You are responsible for activity under your account. We may suspend or close an account for misuse or breach of these terms.
5. Free and Premium plans
A free account currently gives access to every feature of the site: the full dividend history, watchlist, screener, analytics and email alerts. A paid Premium plan (monthly $9.90 or annual $99) is shown on the pricing page for information but is not available yet. If it opens we will tell members in advance, and we will never charge you without your explicit agreement. Payments will be processed by Stripe.
6. Right of withdrawal
If you are a consumer in the European Union you normally have 14 days to withdraw from a subscription. When you ask for immediate access to digital Premium content, you acknowledge that the right of withdrawal may be lost once the service has been fully performed, or may be exercised with a refund proportionate to the service already provided, as the applicable law provides.
7. Intellectual property and use of content
The structure, texts, design and database of the site are protected. You may read the site and quote short extracts with a link to the source. Systematic or bulk extraction (scraping), resale, redistribution of the database, or use of it to train AI systems requires our prior written permission. Crawlers allowed by our robots.txt are tolerated for indexing the site.
8. Acceptable use
You agree not to disrupt the service, circumvent access controls (including the member-only history), share your credentials, or use the site for unlawful purposes.
9. Limitation of liability
To the extent the law allows, we are not liable for indirect loss or damage arising from use of the site or from decisions taken on the basis of its data. Nothing in these terms excludes liability that cannot lawfully be excluded, or removes a consumer's mandatory rights in their country of residence.
10. Personal data
How we process your data is described in the privacy policy.
11. Changes and termination
We may change the service and these terms; the date of the last update is at the top of the page. You can close your account at any time through the contact page.
12. Governing law
These terms are governed by Polish law, without prejudice to the mandatory consumer-protection rules of your country of residence. The competent Polish courts hear disputes, subject to the same reservation.